compare my car insurance

If you drive a transit van, a crew cab, a pick-up, or a tipper, we understand the importance of having adequate van insurance.

We're here to help you compare cheapest van insurance prices as long as your van doesn't weigh more than 3.5 tonnes, with options like breakdown cover both here and abroad to ensure your company runs smoothly.

What are the various kinds of van insurance?

Third-party only insurance, third-party, fire and burglary insurance, and comprehensive insurance are the three forms of vehicle insurance available to van owners.

Third-party only – this is the bare minimum of coverage provided by law (did you know that 4% of all UK motorists are actually driving without insurance?). It protects you against any harm you can do to other people's property, including their cars. It will not, however, cover repairs to your own van, personal medical costs incurred as a result of an accident, or theft.
Third-party, fire, and theft insurance – this provides the same coverage as third-party insurance with additional coverage in the event of a fire or theft.
Fully comprehensive insurance – covers all of the coverage of a third-party, fire and theft policy, as well as coverage for your own van's repair in the case of an accident.

It's a widespread assumption that fully comprehensive insurance is always the most expensive, but this isn't always the case, so getting a quote for cheap van insurance to evaluate your options is a good idea. According to government estimates for the year ending March 2018, light commercial vehicles drove a total of 51 billion miles. It may make sense for you to consider making your coverage as comprehensive as possible.

Is it possible to acquire a quote for my uncommon van?

You can compare van insurance quotes with us if your van weighs less than 3.5 tonnes. While the panel van is the most common van in the UK, we also assist in the insurance of other van types like as pick-up vans, tippers, crew cabs, transit vans, livestock vans, curtainside or dropside vans, and more.

If you've made any modifications to your van (for example, the bodywork, engine, or exhaust), let us know and we'll work with you to get the best van insurance quotes.

To compare van insurance, what information do I need?

To accurately compare van insurance quotes, you'll need the following information: vehicle data, recent insurance paperwork, and recent conviction information.

Vehicle details - Ensure you have the make, model, and information on any modifications to your van on hand. If you're not sure, see your V5C paper for further details.
Recent insurance paperwork - these will, once again, comprise the majority of the information needed for a quote. They're also worth consulting for up-to-date claims information, which could have an impact on the costs you're given.
Personal information about the driver - in addition to name and residence, age, and so on, you must include any previous offences, such as speeding tickets. If you forget, go to the government's licence information webpage for more information.

What factors can have an impact on the price of my van insurance?

The amount you pay for van insurance is influenced by factors such as your no-claims bonus, driving licence number, optional excess, and security features:

No-claims bonus discount — insurance companies will give you a discount if you haven't made a claim in the previous three years. If you don't know how many you have, it's probably in a renewal notice or a cancellation letter from your current insurance company.
In the case of a claim, the voluntary excess is the amount you opt to pay upfront. The higher this number is, the lower your insurance premium will likely be. Providers typically add an additional compulsory excess to this amount, so make sure you can afford the total price because you'll be responsible for both excesses.
Vans with extra security features, such as an approved alarm, immobiliser, and/or tracker, may be less expensive to insure. However, before spending money to improve the security of your van, consult with your provider to ensure that it would be worthwhile.

What additional cover should I think about in addition to normal van insurance?

You might choose to add additional optional extras to your policy for complete peace of mind. With us, you may compare van insurance options based on the following features:

In the event of an accident that wasn't your fault, legal cover could cover certain legal fees (for yourself or others).
If your van is out of commission, courtesy vans are temporary vehicles that you can hire to get back on the road.
Breakdown cover isn't required by law, but it can save you a lot of time and keep you focused on the business at hand.
Employers' liability insurance may protect you from accusations of carelessness brought by employees.
Tool insurance could protect the tools you keep in your van against theft.

Frequently asked questions

Is a van more expensive to insure?

Insurance premiums are affected by the brand and type of van since larger vans, or those with more powerful engines, are statistically a higher 'risk,' resulting in higher premiums. When it comes to insurance, the 'use' of the van refers to whether or not it is used for work, and if so, what type of work it is utilised for.

How can I get a cheaper van insurance?

Shop around for the best deal on a renewal.

Consider the size of your van.
Compare the various types of vehicle insurance available.
Annually, pay for your van insurance.
Workplace conditions and van usage
Increase the safety of your van.
Park with caution.
Modifications to vans should be avoided.
Remove any extras that you don't require.
Your van's mileage should be kept to a minimum.
Increase your voluntary excess
Examine the drivers who must be covered by the coverage.
Build up a no-claims discount
Take a van driving course for expert drivers.
Pay attention to the costs of administration.
Be truthful and precise.
Obtain van insurance estimates as soon as possible.
On the van, you can promote your company.
Look around for the best deal.

Can I get car insurance for a van?

As most vans aren't covered by standard car insurance, you'll almost certainly need to purchase van insurance to acquire the coverage you require.

How much is business van insurance UK?

That is dependent on the type of commercial insurance you require. On average, standard 'social only' van insurance costs £374. The average cost of a business transportation of own goods policy is £367. Haulage insurance costs £1,244, while carrying of goods for hire and reward costs £1,080 on average.

What is the most reliable van to buy?

Any commercial vehicle requires reliability and maintaining the highest level of performance is critical to your company's long-term success. As a result, we are glad to present a list of the most dependable second-hand vans currently available in the United Kingdom. Take a look at the list below to learn more:

Top 10 most reliable used vans:

Ford Transit - The classic Ford Transit is, unsurprisingly, one of the greatest used vans to buy. The model, which dates back to 1965, has been refined on a regular basis to guarantee that performance, efficiency, and operating costs remain among the best available.
Ford Transit Connect - The tiny Ford Transit Connect is another vehicle from the acclaimed Transit series that offers the highest level of dependability. The Transit Connect will not disappoint you with its excellent fuel efficiency and suitability for small enterprises operating in congested metropolitan locations.
Mercedes Benz Sprinter - The Mercedes-Benz Sprinter is offered in a variety of body types, ranging from haulage alternatives to people carriers, and offers not only the superb build quality associated with this high-end brand, but also the performance.
Volkswagen Transporter - Volkswagen is known for its dependability, so it's no surprise that the Volkswagen Transporter is among the top ten most reliable used vans. The Transporter will prove to be a worthwhile choice, with five engine options and a varied cargo space.
Volkswagen Caddy - The Volkswagen Caddy is another model that bears the Volkswagen badge. The Caddy is one of the most popular compact vans in the UK for good reason: it's stylish, agile, and comes in a variety of engine sizes.
Mercedes Benz Vito - Mercedes-Benz does not have a reputation for providing high-quality products for no reason. The Mercedes-Benz Vito is a powerful and stylish vehicle with a car-like cabin that is enjoyable to drive and capable of handling any task.
Vauxhall Vivaro - The Vauxhall Vivaro ticks all the boxes for value for money. It's tough, practical, and has a surprisingly good fuel economy. It's also extremely dependable, with each variant - from panel van to passenger carrier - providing a smooth ride.
Citroen Berlingo - The Citroen Berlingo, another compact commercial vehicle with different body length options, provides a car-like drive complemented by a practical load space. This modern commercial model is well-equipped with in-car features and will be an asset to your company.
Vauxhall Movano - The heavy-duty Vauxhall Movano has an award-winning pedigree and is as dependable as they come. Front or rear-wheel drive options, as well as various load lengths, heights, engine options, and other features, ensure that there is a model to suit you.
Renault Trafic - Aside from the Ford Transit, the Renault Trafic is likely the most well-known name among those looking for a commercial van. There is always a Renault Trafic available for any business need, thanks to exceptional technology, economical engines, and versatile load spaces.

What is the most inexpensive small van to insure?

Citroën Berlingo. The Citroën Berlingo has an engine size ranging from 1360 to 1997CC
Citroën Nemo
Renault Kangoo
Volkswagen Caddy
Peugeot Boxer
Renault Trafic
Volkswagen Transporter
Vauxhall Vivaro

How old do you have to be to get van insurance?

Drivers as young as 17 can obtain van insurance, but some insurers have higher minimum age limits. Only 27% of the 78 comprehensive goods-carrying vehicle policies on Defaqto would cover a driver as young as 17 years old. On 37% of policies, the minimum driver age was 21.

Can you transfer no-claims insurance from car to van?