In December 2020, Northern Ireland car insurance companies statistics show the average car insurance policy purchased in Northern Ireland was less expensive than in the rest of the United Kingdom. In Northern Ireland, the average purchase price for all policy types (comprehensive, TPFT, and TPO car insurance) was £496.35, compared to £553.30 in the rest of the UK - a saving of £56.95. For Northern Ireland car insurance quote online shop around to see how much you can save with us as we will assist you with quotes provided by different insurers so you are able to complete a Northern Ireland car insurance price comparison.
If you plan to drive into the Republic of Ireland, you'll need a green card to indicate you have a satisfactory car insurance. Check with your insurance company to see how the Republic of Ireland is viewed. Some insurers treat the Republic as if it were any other EU country, which means you'd require European car insurance and would need to notify your insurer of your cross-border trip so that it could cover you by sending you a green card.
Many insurers include cover for driving in Europe as part of a regular insurance, usually for a period of 30 days. However, double-check the level of cover you'll receive; it may differ from what you have at home. For example, even if you have a full policy in Northern Ireland, your cover in EU countries may be limited to third-party only.
Your car insurance is usually guaranteed for a minimum of 15 days with most green cards. If you frequently drive in the Republic of Ireland, check with your insurance to see if a longer-lasting card is available. Some insurers may be able to provide you with a one-year green card.
Check with your existing insurer at least a month before you want to go to make sure you have enough time to get your green card. Or check the policy wording before you buy to see how the insurer handles green cards.
In Northern Ireland, car insurance is required, although there are numerous ways to save money and get the best policy:
There are a few things to keep in mind if you plan on taking a ferry into or out of Northern Ireland:
In Northern Ireland, how much does car insurance cost?
In December 2020, the average car insurance policy purchased in Northern Ireland was a lot cheaper than in the rest of the UK. In Northern Ireland, the average purchase price for all policy types (comprehensive, TPFT, and TPO car insurance) was £496.35, compared to £553.30 in the rest of the UK. Making a saving of £56.95.
In Northern Ireland, what is the cheapest car to insure?
Toyota Yaris, Vauxhall Corsa, Hyundai i10, Dacia Sandero, Fiat Panda, Peugeot 108, Kia Rio, Ford Ka+ are just a few to name.
Is Northern Ireland covered by UK car insurance?
Visitors from England, Scotland, or Wales will be immediately insured to drive anywhere in Northern Ireland (provided the motorist already has appropriate insurance in place).
Why do not insurers cover Northern Ireland?
One of the most significant rule distinctions is that insurance pay-outs in the province are generally higher than the rest of the country. As a result, insurers must collect more money to cover these pay-outs, resulting in a rise in premiums.
Is car insurance from Northern Ireland legal in the United Kingdom?
Those intending to drive their Irish-registered cars in the UK (including Northern Ireland) must provide proof of insurance cover. The legal authorities in the UK (including Northern Ireland) will accept a valid Irish motor insurance disc as proof of insurance.
Is my UK driving licence legal in Ireland after Brexit?
If you live in Ireland and have a UK driver's licence, it is no longer valid in the country. During the exchange, your licence will remain valid. A receipt from the National Driver Licensing Service will certify that you are exchanging a driver's licence.
Northern Ireland drivers will not be required to hold an International Driving Permit when crossing the border. For cars from the United Kingdom, including Northern Ireland, to be driven in Ireland or other EU Member States, a document known as a Green Card is necessary.
In Ireland, how long can you drive a foreign car?
The time limit is six months before you must re-register the vehicle as an Irish vehicle with Irish plates.